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GasBuddy News Article

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Why You Shouldn't Rent A Car With A MasterCard

Forbes -- Hidden deep in the dark recesses of your credit card agreement, there may be perks beyond the much-heralded loyalty points emblazoned on its marketing materials. One such perk? Most credit card companies offer free insurance on rental cars. It’s one of the reasons your credit card can be a great travel companion and a great way to avoid forking over an extra 15 bucks every time you go on a trip.

Still, an average of 20% of all customers buy optional insurance from the rental company every time they drive a rental. Another 20% spring for it some of the time. Should you?

If you use a MasterCard, you might need to. Although MasterCard offers rental insurance to its Gold, Platinum, World and World elite class cardholders, some of the company’s cards come without the protection policy.


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Submitted Jul 28, 2012 By: SquawBear
Category: Daily News Article Discussions > Topics Add to favorite topics  
Author Topic: Why You Shouldn't Rent A Car With A MasterCard Back to Topics
REPLIES (newest first) Post a Reply
Gas_Eyes
Champion Author Dallas

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Message Posted: Dec 8, 2012 6:56:11 AM

Visa is a better choice.
honda0105
Champion Author Tallahassee

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Message Posted: Jul 31, 2012 4:48:04 AM

always read the fine prints. And it's best to talk to your car insurance company regarding coverage.
SkooterG
Champion Author Phoenix

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Message Posted: Jul 29, 2012 9:51:07 PM

Use a Visa?
jrs4125
Champion Author Indiana

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Message Posted: Jul 29, 2012 11:04:28 AM

Dooooooh
rjojo40
Champion Author Las Vegas

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Message Posted: Jul 29, 2012 10:34:12 AM

ok then visa it will be
mpg611
Champion Author Cleveland

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Message Posted: Jul 29, 2012 8:33:58 AM

Yeaaaaaaaaaaaaaaaaaah I never use my credit card's insurance plan for anything.
remay
Champion Author Houston

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Message Posted: Jul 29, 2012 7:52:40 AM

I would always check with my auto INSURER, who CARES about the CC?
BEGTWO
Champion Author Maryland

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Message Posted: Jul 29, 2012 7:41:08 AM

Good to know!
Bill100
Champion Author Grand Rapids

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Message Posted: Jul 29, 2012 6:35:36 AM

Not renting a car anyway.
esquared
Champion Author Oklahoma City

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Message Posted: Jul 28, 2012 10:33:57 PM

Caveat emptor.
JCClark2012
Champion Author New Hampshire

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Message Posted: Jul 28, 2012 10:26:46 PM

Always read the fine print. Better to be safe then sorry too. I'll take the extra insurance.
texashoudini
Champion Author Austin

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Message Posted: Jul 28, 2012 10:25:17 PM

I've saved a lot of bucks with Visa.
tessnlu
Champion Author Missouri

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Message Posted: Jul 28, 2012 10:22:58 PM

old news
MDTDriver
Champion Author California

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Message Posted: Jul 28, 2012 10:21:12 PM

AMX is the best card out there.
a_lu_vasile
Champion Author Maryland

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Message Posted: Jul 28, 2012 10:19:10 PM

AMX
nimpy
Champion Author Indianapolis

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Message Posted: Jul 28, 2012 10:17:13 PM

Good information
Agarre
Champion Author Richmond

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Message Posted: Jul 28, 2012 10:15:26 PM

AMX
carefrey
Champion Author Orlando

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Message Posted: Jul 28, 2012 10:13:24 PM

Don't rentt!
mcmonsta
Champion Author Honolulu

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Message Posted: Jul 28, 2012 10:13:12 PM

Visa may work
itzagasgasgas1
Champion Author Cincinnati

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Message Posted: Jul 28, 2012 10:10:46 PM

Visa
Glock26
Champion Author Dayton

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Message Posted: Jul 28, 2012 10:10:25 PM

Never assume anything!!!
idigau22
Champion Author Washington

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Message Posted: Jul 28, 2012 10:10:19 PM

A2J
Champion Author Richmond

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Message Posted: Jul 28, 2012 10:09:27 PM

good
Yankee829
Champion Author Dallas

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Message Posted: Jul 28, 2012 10:08:22 PM

Ok
fenster66
Champion Author Pittsburgh

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Message Posted: Jul 28, 2012 10:07:30 PM

good to know...
serrog
Champion Author Nova Scotia

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Message Posted: Jul 28, 2012 10:06:21 PM

ok
J Eric
Champion Author Los Angeles

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Message Posted: Jul 28, 2012 10:04:42 PM

I always get the additional rental-company insurance. Most people think I'm a sap. BUT, if anything ever happened, I like knowing I would be covered (or hope I would be). I don't trust "credit card insurance" any more than "credit card free towing service" which is also supposedly included. Wait til you break down on a rainy night and see how this service is handled! (It isn't; you are invariably "out of the service area" which seems to include Minneapolis and parts of Bora Bora but nowhere in California...)
altima2008
Champion Author Philadelphia

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Message Posted: Jul 28, 2012 10:04:31 PM

Take the bus!
unicornIL
All-Star Author Chicago

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Message Posted: Jul 28, 2012 10:04:21 PM

good to know
sillywagon
Champion Author New York

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Message Posted: Jul 28, 2012 10:02:47 PM

Visa is best with 87% coverage? How do you know when you'll be in a situation that's in the 13% of lousy coverage. It would be the difference between a great or good trip, and a nightmare.
Bleeder
Champion Author Virginia

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Message Posted: Jul 28, 2012 9:59:59 PM

This is some good information I did not know.
DandyDapple
All-Star Author North Dakota

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Message Posted: Jul 28, 2012 9:59:53 PM

...
Johnnyrebell12
Champion Author Massachusetts

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Message Posted: Jul 28, 2012 9:59:09 PM

Interesting to know not that I rent very often, but good information to have to pass it on to friends and family Thank you
nigelb
Champion Author Virginia

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Message Posted: Jul 28, 2012 9:58:30 PM

I am fortunate - I found this out years ago,

Nigel²
DancingDee
Champion Author Gary

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Message Posted: Jul 28, 2012 9:57:19 PM

Good article.
1Casey
Champion Author Albany

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Message Posted: Jul 28, 2012 9:56:24 PM

good
Tekkersmom57
Champion Author Syracuse

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Message Posted: Jul 28, 2012 9:54:56 PM

I'm glad that I don't rent a vehicle with MasterCard. I have other choices and I'm glad to have read this article to know which cards to use.
GoneUpAgain
Champion Author Atlanta

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Message Posted: Jul 28, 2012 9:46:55 PM

I didn't know that. I wonder if Discover does since I'm currently renting a car. Uh oh!
zeeflyers
All-Star Author Pittsburgh

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Message Posted: Jul 28, 2012 9:46:53 PM

interesting.
WBBNC
Veteran Author North Carolina

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Message Posted: Jul 28, 2012 9:45:41 PM

It's good to know
abcdMA
Champion Author Worcester

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Message Posted: Jul 28, 2012 9:44:51 PM

good info
EmperorsFinest
Champion Author Chicago

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Message Posted: Jul 28, 2012 9:44:22 PM

I never knew this!
RitaVespa
Champion Author Oregon

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Message Posted: Jul 28, 2012 9:42:29 PM

you could also just CHECK WITH YOUR CAR INSURANCE!
walkingtall
Champion Author Toronto

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Message Posted: Jul 28, 2012 9:41:39 PM

Why you shouldn't rent a car with a Mastercard and renting in Europe,you need to check with your insurance and creditcard company to see if your covered.Read fine prints that's what counts.
FrayserMailman
Veteran Author Memphis

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Message Posted: Jul 28, 2012 9:39:07 PM

MC just plain de ol s*cks! Tried dealing with them twice in the last 45-yrs., had problems with them both times and canceled both times! VISA has been my least problem with any credit card companies. Only have a VISA and Amer.Expr. now, all I need!
letterchunker
Champion Author Texas

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Message Posted: Jul 28, 2012 9:39:03 PM

ok
big_mac64
Champion Author Tennessee

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Message Posted: Jul 28, 2012 9:36:33 PM

my MC offers the coverage, but more important, so does my car insurance carrier!
danlanman
Champion Author North Carolina

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Message Posted: Jul 28, 2012 9:35:58 PM

ok
SUPERQUACK
Champion Author Sacramento

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Message Posted: Jul 28, 2012 9:33:32 PM

GOOD DEAL !!!!!!!!!!!!!
suzmar
Champion Author Texas

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Message Posted: Jul 28, 2012 9:32:19 PM

We always use Amex also.
ExplorerWA
Champion Author Washington

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Message Posted: Jul 28, 2012 9:26:45 PM

Good information.
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